Many questions from first time buyers lately. Yes, the mortgage premiums are going up for insured purchases. Both Genworth (Canada’s largest private mortgage insurer) and CMHC are increasing their premiums for anyone with a loan-to-value ratios greater than 65%. Below outlines what the current premium is and what will be taking effect in 6 … More New CMHC premiums on the horizon
Check out the Market Snapshot! … More New South End listing & Market snapshot
Our very own City of Guelph rated #2 with 55.9 % of full time employment. … More Guelph Rated #2
In Guelph Real Estate, 2016 finished strong and 2017 is keeping the same trend. There are still many buyers looking for homes and little inventory to please the masses. … More 2017 Starting strong in Guelph Real Estate
Over the past few years, I have held a fun contest for my fans & followers of my Facebook page. And…IT’S BACK!!! **It’s the 12 Days of Giving – “12 Days of Christmas” GIVEAWAY!!** The 12 Days of Christmas is traditionally the time between Christmas (Dec 25th) and the Epiphany (January 6th) – however, … More 12 Days of Giving!
A common question from home sellers at this time of year is “Should I list my home during the holidays? The answer is Maybe. Depends on your situation, your tolerance, your entertaining schedule, and of course your local market. Most people think there are more buyers in the spring, so that is the best time to … More Should I list my home during the holidays?
Did you know that heating comprises about 60 per cent of your home’s energy bills during the winter?? Save your money and reduce your heating bills with these simple and cost-effective strategies: Service your furnace. Clean, lubricate and adjust your unit to save up to 5 per cent on your heating costs. Replace air filters monthly … More Reduce your home heating bill this winter
Things will be changing for home buyers who are looking for lengthier amortization terms. The Royal Bank of Canada is hiking mortgage rates and making it more expensive for homebuyers who want to take more than 25 years to pay back their loan. The bank is raising its special offer for a five-year fixed rate … More Royal Bank of Canada increasing fixed mortgage rates
The Guelph 2016 Q3 Market Report video is available! … More Guelph 2016 3rd Quarter Market report
The City of Guelph has been rated as one of the safest cities in Canada. Make that move to Guelph! … More Guelph – The 5th Safest city in Canada
Guelph Real Estate Gal Blog 